Motor Insurance

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Allianz Motor Insurance through QRI Insurance

Why choose Allianz Comprehensive Motor Insurance through QRI Insurance

  • You may be able to increase your excess to reduce your premium1
  • Choose your own repairer
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers 1,2

Allianz Motor Insurance through QRI Insurance has a great range of features and benefits designed to suit customers with different needs. With a monthly payment option and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance through QRI Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.
Plus, when you buy a new Comprehensive Motor Insurance policy, you’ll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.3

Choice of Motor Insurance Products

3

Comprehensive Insurance

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

1

Third Party Property Damage

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Comprehensive Insurance & Third Party Property Damage Comparison Table:

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement

  Comprehensive Insurance Third Party Property Damage
Key benefits
Cover for accidental loss of or damage to your vehicle
New for old replacement of a new vehicle after a total loss, if:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:
  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle.
Approved legal costs arising from a claim for liability covered by the policy
Cost of emergency repairs after a covered accident – up to $500 for any one incident
Rental car after theft of your vehicle - $100 per day limit, up to 30 days
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable cost of towing after a covered incident
Temporary cover on replacement vehicle – 14 days
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Cover for personal items in your vehicle – up to $1,000 for any one incident
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident
Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident
Optional benefits you can add
Rental car following accident, where available - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance
Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance
Cover for tools of trade – up to $3,000 for any one incident
Options you can select to decrease your premium
Named driver option

Comprehensive Motor Insurance table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement

  Comprehensive Insurance
Key benefits
Accidental loss of or damage to your vehicle
New for old replacement of a new vehicle after a total loss, if:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events
Approved legal costs arising from a claim for liability covered by the policy
Cost of emergency repairs after a covered accident – up to $500 for any one incident
Rental car after theft of your vehicle - $100 per day limit, up to 30 days
Temporary cover on replacement vehicle – 14 days
Reasonable cost of towing after a covered incident
More benefits
Trailer and caravan cover -$1,000 or market value of the trailer or caravan, whichever is the lesser
Cover for personal items in your vehicle - Up to $1,000 for any one incident
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident
Cover for child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident
Optional benefits you can add
Rental car following accident, where available - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance
Cover for tools of trade - Up to $3,000 for any one incident
Optional excesses you can select to decrease your premium
Named driver option

Third Party Property Damage insurance table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement

  Third Party Property Damage
Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events
Legal liability cover when using a substitute vehicle
Approved legal costs arising from a claim for liability covered by the policy

How to claim

To lodge a car insurance claim
Online, any time

A convenient way to lodge a car insurance claim is via the online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week.
All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • ✔ Secure form
  • ✔ No phone queues
  • ✔ Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claims hotline

You can call the claims hotline on 1300 555 013 and a consultant will help you with the claims process.

Disclaimer

Queensland Railways Institute Inc ABN 40 342 992 636, AR 261 280 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from Allianz. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.
3Offer valid for new Allianz Comprehensive Motor Insurance policies purchased through QRI Lifestyle. 12 months roadside assistance membership is provided by AWP Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Terms, conditions, exclusions and limitations apply to the offer and the 12 month standard roadside assistance membership, which are available at allianz.com.au/roadside.