Landlord Insurance

LANDLORD insurance LANDLORD insurance

Protection for your investment property made easy. QRI Lifestyle gives you the confidence to having the right insurance protection for your investment property and its contents.

Why choose QRI Lifestyle landlord insurance?

You've worked hard to establish your investment property and the income it provides. That is why protection for your investment property is essential.

Landlord insurance benefits:

  • Receive up to 30% No Claim Bonus 1
  • Optional additional cover for rent default and theft by tenant
  • Pay by the month at no extra premium3
  • Choose an excess level and payment option to suit your budget
  • Get liability protection up to $10 million as owner of the buildings
  • Enjoy peace of mind with our optional Rent Default and Theft by Tenant cover (includes cover for associated legal costs)

What’s covered

  Building Contents
Key benefits    
Accidental breakage of glass
Fire or smoke
Impact damage
Lightning or thunderbolt
Riot or civil commotion
Storm, rainwater or run-off
Theft, burglary or housebreaking
Water or other liquid damage
See more benefits    
Automatic indexation of sums insured.
If you make a claim during the period of insurance, the sums insured for your buildings and/or contents will be adjusted with reference to the Consumer Price Index from the effective date of the current period of insurance.
Contents in open air at the risk address
Continuation of cover when you are selling your buildings
Landlord’s contents ✔ $10,000 Limit
Legal liability - cover for injury to other people or their property
Mortgage discharge costs
Reinstatement of sum insured after a loss
Removal of debris, professional rebuilding fees and extra costs of complying with building regulations
Rental costs after an insured event ✔ Available under contents cover only when the building is part of a strata title development
Replacement of locks or cylinders
Rainwater tanks and solar water heater -
Optional additional covers    
Rent default and theft by tenant    
Flood cover    

This is a summary only. For full details of the terms, conditions, limits and exclusions on all our cover options, please refer to the Landlord Insurance Product Disclosure Statement(PDS).

How to claim

To make a landlord insurance claim online
Online, any time

The fastest, easiest way is via the online claim form. You can submit your landlord insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
It takes less than 10 minutes to complete the online claim form and once it is received, one of the friendly claims consultants will contact you as soon as possible.

  • ✔ Secure form
  • ✔ No phone queues
  • ✔ Immediate confirmation number for your reference

You can submit your landlord insurance claim form 24 hours a day, 7 days a week

Submit your claim to our underwriter via the online claim form.

Over the phone - 24 hours a day, 7 days a week claims hotline

Alternatively, you can call 1800 788 788 and a friendly consultant will take you through the claims process.


Queensland Railways Institute Inc ABN 40 342 992 636, AR 261 280 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available from Allianz. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers, including flood (where relevant). To qualify for the maximum No Claim Bonus of 30%, Home insurance customers must have had no Home or contents losses in the preceding five years; Landlord insurance customers must have had no Landlord losses in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

2 Any online discount offered is applied to our standard rates (excluding optional covers) and is for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via our Contact Centre.

3 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.